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Janurary Events in Columbus

From the Donut Fest to Wonderball, Columbus kicks off the year with an eclectic assortment of events.

Conservatory Aglow

January 1-4, 5:00 pm-9:00 pm

Light artist and sculptor Jen Lewin conceived ‘The Pool’ as a huge puddle of light that would invite viewers to jump in—literally—and create their own art together. The concentric circles of 100 glowing computerized pads light up when you step on them, sending ripples of light and color throughout the installation as you move. https://www.columbusmakesart.com/event/31919-conservatory-aglow

January 4th, 10:00 am-1:00 pm

Come out to Mayor Ginther’s Community Day at the Franklin Park Adventure Center – a free, fun-filled family event with activities, food and music. https://www.columbus.gov

Wild Ohio Weekend

January 4-5, 10:00 am-5:00 pm

Join the Ohio History Center for a weekend of natural history programming and learn more about the plants and animals that call Ohio home. https://www.ohiohistory.org/participate/event-calendar/ohio-history-center/wild-ohio

COSI After Dark: Fun for Adults

January 9, 5:30 pm-10:00 pm

COSI isn’t just for kids!  COSI hosts monthly COSI After Dark, adult-only, after-hours events to let the adults have the run of the place.  This event will feature exhibits, concessions and cash bar, and fun! https://cosi.org/adults/cosi-after-dark

The Ohio Home and Remodeling Show

January 10-12, 10:00 am-6:00 pm

Planning a home renovation project for the new year or looking for tips on how to finish those last few to-dos on your list? The second annual Ohio Home + Remodeling Show is here to help!  https://ohiohomeandremodelingshow.com/

Powell Winter Market

January 11, 9:00 am-12:00 pm

The Powell Winter Market is teaming up with the stunning, new Swan Lake Event Center to bring you some of your favorite makers and growers from the Powell Farmers Market. https://www.facebook.com/events/1409472735884513/

Columbus Winter Beer Fest

January 17-18, 7:00 pm-11:30 pm

Columbus’s Biggest Party Of Winter Returns for the 10th Anniversary at the Greater Columbus Convention Center. Party for a cause! All proceeds of Columbus Winter Beerfest benefit Animal Rescue Partners, Inc., I Have A Dream Pet Rescue as well as numerous other local non-profit organizations that volunteer at the event. http://columbusbeerfest.com/

Wonderball 2020

January 25, 8:00 pm-12:00 am

Show us what you’re made of! Get dressed up in your favorite black & white attire and celebrate the creative spirit of Columbus at Wonderball. This fashionable evening of local food, music, performance, and interactive, unexpected experiences supports a vibrant arts community at the Museum and throughout Central Ohio. http://www.columbusmuseum.org/wonderball/

Columbus Donut Fest

January 26, 11:00 am-4:00 pm

Get ready for Columbus’s Biggest Donut Celebration on January 26th at Strongwater Food & Spirits. We’re bringing together Donut Makers, Donut Enthusiasts, Coffee Shops and a Craft Bar Menu for a food lovers’ dream event. https://www.columbusdonutfest.com

614 Restaurant Week

January 20-25, 4:00 pm 11:00 pm

Discover the booming restaurant scene of Columbus with the annual Restaurant Week. Over 120 Columbus eateries offer special discounted prices on three-course meals. https://www.experiencecolumbus.com/event/(614)-restaurant-week/66327/

Self-Employed and Ready to Buy a Home?

Being self-employed comes with many benefits. Buying a home isn’t one of them. When you work for yourself, the home buying process will be a little different than people who have jobs that provide them with W2’s at the end of the year. What’s the difference? You will need to provide a lot more documentation.

Because your income is structured differently you typically need to show at least two years of tax returns, which includes your 1040 tax returns, and all schedules. Why? Your bank is looking for consistencies in your income that show you are making enough money to get approved for the loan amount you want.

Here’s where it gets tricky. Individuals that are self-employed (yours truly included), tend to want to write off EVERYTHING we can! When you do this, you reduce your overall net income. This makes getting a mortgage harder because it reduces your debt-to-income ratio. If you plan on buying a home in the near future hold back on many deductions as possible. This may hurt you come tax time but it will help you in the long run to get the mortgage you want (and it’s only temporary, after you get the house you can go back to taking those deductions).

Make sure you register and license your business. This will show the bank you have a legitimate business.

Consider paying yourself as an employee so you can give yourself a W2 at the end of the year.

And of course, if possible lower your debt. Banks will see you as less of a risk if you don’t carry a lot of debt.

It’s not impossible to buy a home if you are self-employed. You just need to come up with a game plan so you’re not shocked when it comes time to chat with a lender!